Compare exchange rates and send money abroad.

  • Great local exchange rates
  • Simple transparent fees
  • Quick transfers

LumoXchange is expanding to more countries. Be the first to know.

Enter a few details below and you will receive an email when we begin service to your country.

I want to send money to:

Send money in 3 simple steps

Search

Search for the best exchange rates from financial institutions in your recipient's country.

Compare

Compare exchange rates, payout locations, and customer ratings.

Send

Select the payout partner you wish to use, pay for your transfer, and we will handle the rest.

The smartest way to send money abroad

NEXT DAY TRANSFERS

Transfers are delivered in
as little as 1 business day.

LOW FEES

Simple and transparent pricing
with no hidden fees.

GREAT EXCHANGE RATES

Get the best possible
exchange rates everyday.

TRUSTED LOCAL PARTNERS

Send money through trusted and
verified local financial institutions.

Send money with the local exchange rate

Banks and money transfer companies mark up their exchange rates after negotiating favorable rates with their local payout partners. This means you could be paying huge charges. LumoXchange shares the actual trading rates from our local partners and lets you pick your exchange rate. Our fees are displayed up front so you always know the true cost of your transfer.

SEE HOW IT WORKS

Safe and Secure

Your safety and security are of utmost importance to us. We employ the latest technology to ensure that your information is safe at all times.

Service Guarantee

We guarantee the reliability of our service. If your transfer is not delivered to your recipient, we will issue a full refund.